About RYVA

Built by operators,
for operators.

RYVA was born from the daily frustration of managing property spend across thousands of units. We didn't study the problem from the outside. We lived it.

A note from our founder

We built RYVA because
I need it myself.

My management company isn't disorganized. We have great accountants, clean books, and solid processes across our multi-family portfolio. But the process itself is the problem.

Every month, the same cycle: collect receipts, match them to properties, chase down missing context, reconcile across dozens of bank accounts. Every dollar has a property. Every purchase has a category. Every swipe has a person. Why isn't that captured before the money moves?

Every tool on the market, Ramp, Brex, corporate cards, they all control spend after the fact. None of them capture context before the transaction. So I brought in Aksel and Daniel, and together we built what should have existed all along.

The RYVA card is useless on its own. That's the point. It only unlocks when the user selects a property, chooses a GL account, and verifies their identity. The moment the transaction clears and the receipt is uploaded, the card locks again. No context, no swipe. One card connected to every account, categorized and reconciled by the time you walk out of the store.

Our vision is simple: every dollar that moves through a property portfolio should be authorized, coded, and reconciled before it's spent. Not chased down weeks later. That's what we're building.

Jaden Theodora
CEO / Co-Founder, RYVA

4,800+
Units under management
51,970
Units committed ahead of public launch
3
Co-founders, each bringing a different lens
1
Patented pre-transaction mechanism

See how RYVA works with your portfolio.

15-minute founder-led walkthrough. No pitch deck. Just the product.

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The team

Three founders. One mission.

Operators, engineers, and builders who understand property spend because we manage it ourselves.

JT
Jaden Theodora
CEO / Co-Founder
Real estate owner, operator and entrepreneur overseeing a large multi-family portfolio. Built RYVA from firsthand experience managing fragmented payments across growing property operations.
LinkedIn
AA
Aksel Alp
COO / Co-Founder
Technology leader with a background in physics and engineering. Leads RYVA's trusted financial infrastructure with emphasis on compliance, reliability, and operational clarity.
LinkedIn
DG
Daniel Gonzalez
CTO / Founding Engineer
Software engineer with 7+ years specializing in distributed systems and cloud infrastructure. Leads technical architecture ensuring RYVA is secure, scalable, and built for enterprise demands.
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Security & compliance

Your data. Protected by design.

Bank-grade encryption
All data encrypted in transit and at rest. Card credentials never touch RYVA servers.
PCI-DSS compliant
Card issuance and processing handled by our banking partner, First Internet Bank of Indiana, Member FDIC.
Immutable audit trail
Every transaction carries a complete record from intent to settlement. Who, what, where, when, and why.
SOC 2 in progress
Active compliance program with enterprise-grade controls. Security architecture reviewed by independent auditors.
See the platform

Five pillars. One card. Zero reconciliation.

The origin story is only half the picture. See how the pre-transaction mechanism works across card issuance, spend control, visibility, vendor payments, and accounting automation.

Explore the platform

Ready to see it in action?

Most operators are live within a week. See how RYVA works with your portfolio.

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